Travel Protection

A travel protection plan covers your trip investment in the event you have a qualifying reason for cancellation (e.g. sickness, injury, or death of you, a family member, traveling companion, or business partner). Travel protection may also help with Trip Delay’s, Missed Connections or Lost/Damaged luggage. Please refer to your state specific plan documents for full coverage details. Travel protection also comes with many additional benefits such as 24/7 Worldwide Non-Insurance Assistance Services.

• It’s late at night and you have one more connecting flight before you’re finally home again. Unfortunately, as you arrive at your gate, you learn that the plane is down for maintenance and that flight has been delayed for 8 hours. Travel protection may help you to pay for a hotel room for the night.
• You’re standing at the baggage carousel in a foreign city. The belt is still turning but there are no more bags coming out. Your bags were sent to the wrong airport, and the airline won’t be able to get to them to you for more than a day. Travel protection may help you pay for a change of clothes and toiletries while you wait for your bags to arrive.
• You were just enjoying a leisurely stroll down the streets of Paris when, all of a sudden, someone rushed by and snatched your purse. Your passport and credit card happened to be inside. Travel protection may help reimburse you to replace your passport, help cover costs associated this is more general as many different policies have different limits with the unauthorized use of your credit card, and help compensate you for the loss of your purse.
• Your entire family has been planning a pilgrimage to the Holy Land for well over a year. The day before you’re set to depart, you get a call from your brother telling you he’s quite ill. Your brother goes to the hospital and the doctors tell him that he has a serious illness. The family decides it would be best to cancel. Travel protection can help reimburse non-refundable, insured pre-paid payments made towards the trip.
•  You’re enjoying the beauty of Rome’s grand architecture and sampietrini cobblestone streets until you suddenly twist your ankle and feel something pop. Instantly things start to swell and it’s obvious you’re going to need medical treatment, but your major medical plan does not apply overseas. Travel protection can help you cover the cost associated with obtaining medical treatment.

These are all illustrations of situations where travel protection may apply. This should not be considered to be a guarantee of payment. 

Verso Ministries will provide a plan quote (prepared by us) during registration on the booking form or via email following the payment of initial trip deposit. You can also receive a quote (prepared by us) anytime by contacting Verso Ministries at hello@versoministries.com or (574) 383-9396, or visit the TII website.

You can purchase travel protection any time, before the departure date of your trip.

Yes, you can still purchase travel protection up until the day before the departure date, you would just not be eligible for certain time-sensitive benefits. Visit the TII website for more information.

Worldwide Trip Protector and Worldwide Trip Protector Plus plans are based on the age of traveler at the time of purchase, traveler’s state of residence, length of trip, and the total trip cost.

Trip Cost means the amount You paid for Your Travel Arrangements. Travel Arrangements can include but are not limited to transportation, accommodations and other specific services arranged by a travel supplier. Read your state specific plan document for full coverage details.

Yes, you can increase your trip cost up until you depart for your trip. Increasing or decreasing your trip cost could result in a change in your plan cost. If you need to modify your trip cost, it’s always best to do so within the allotted time for your plan to maintain benefit eligibility for any subsequent travel arrangements.

To modify your trip cost, please contact TII’s Customer Care at (855) 752-8303 or access your TII account online. For instructions on how to modify your trip via your TII account, please click here.

Please refer to www.travelinsured.com for full details about your travel protection plan. We recommend that you examine the plan document in detail before purchasing so you understand the full terms and conditions of the plan.

Your coverage is effective at 12:01 a.m. the day after you purchase your plan and typically ends on the last day of travel.

Each TII plan comes with a fourteen day look period. This refers to the amount of time during which you are eligible to cancel your plan and receive a refund of your plan cost.

If you have purchased a TII travel protection plan and need to file a claim, please visit the TII website, log in to your account, and follow the instructions found here.

If you have purchased a TII travel protection plan and need to check the status of a submitted claim, please visit the TII website, log in to your account, and follow the instructions found here.

While travel protection does not provide coverage if you choose to cancel your trip due to the threat or fear of COVID-19, Cancel for Any Reason (CFAR) coverage is available if purchased within the time-sensitive period listed in the plan. This coverage allows you to cancel your trip for any reason. CFAR coverage is up to 75% of the prepaid, non-refundable insured trip cost. This benefit is not available to residents of New York state. Please refer to the plan document for full details.